{"id":791,"date":"2023-07-29T21:49:00","date_gmt":"2023-07-29T13:49:00","guid":{"rendered":"https:\/\/annion.kingbig.idv.tw\/tool-app\/?p=791"},"modified":"2023-04-18T08:56:04","modified_gmt":"2023-04-18T00:56:04","slug":"791","status":"publish","type":"post","link":"https:\/\/annion.kingbig.idv.tw\/tool-app\/?p=791","title":{"rendered":"\u6c7d\u8eca\u8cb8\u6b3e\u8a08\u7b97\u6a5f"},"content":{"rendered":"\n<p>\u8eca\u8cb8\u8a08\u7b97\u6a5f\u662f\u4e00\u6b3e\u7528\u4f86\u8a08\u7b97\u6c7d\u8eca\u8cb8\u6b3e\u76f8\u95dc\u8cc7\u8a0a\u7684\u5de5\u5177\u3002\u8cfc\u8cb7\u6c7d\u8eca\u662f\u4e00\u7b46\u91cd\u8981\u7684\u652f\u51fa\uff0c\u5c24\u5176\u5c0d\u65bc\u4e00\u4e9b\u5bb6\u5ead\u4f86\u8aaa\uff0c\u53ef\u80fd\u9700\u8981\u8cb8\u6b3e\u624d\u80fd\u5920\u8ca0\u64d4\u5f97\u8d77\u3002\u4f7f\u7528\u8eca\u8cb8\u8a08\u7b97\u6a5f\u53ef\u4ee5\u5e6b\u52a9\u4eba\u5011\u8a08\u7b97\u51fa\u8cb8\u6b3e\u7e3d\u984d\u3001\u6708\u8cb8\u6b3e\u91d1\u984d\u4ee5\u53ca\u5229\u606f\u7b49\u76f8\u95dc\u8cc7\u8a0a\uff0c\u8b93\u4eba\u5011\u66f4\u52a0\u6e05\u695a\u5730\u4e86\u89e3\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\u3002\u8eca\u8cb8\u8a08\u7b97\u6a5f\u7684\u4f7f\u7528\u975e\u5e38\u7c21\u55ae\uff0c\u53ea\u9700\u8981\u8f38\u5165\u5e7e\u9805\u8cc7\u8a0a\u5373\u53ef\u5f97\u51fa\u76f8\u95dc\u7684\u7d50\u679c\u3002\u4e00\u822c\u800c\u8a00\uff0c\u4f7f\u7528\u8005\u9700\u8981\u8f38\u5165\u8cfc\u8cb7\u8eca\u8f1b\u7684\u50f9\u683c\u3001\u8cb8\u6b3e\u671f\u9650\u3001\u982d\u671f\u6b3e\u4ee5\u53ca\u5229\u7387\u7b49\u8cc7\u8a0a\u3002\u6839\u64da\u9019\u4e9b\u8cc7\u8a0a\uff0c\u8eca\u8cb8\u8a08\u7b97\u6a5f\u53ef\u4ee5\u81ea\u52d5\u8a08\u7b97\u51fa\u8cb8\u6b3e\u7e3d\u984d\u3001\u6bcf\u6708\u61c9\u9084\u6b3e\u984d\u4ee5\u53ca\u5229\u606f\u7b49\u76f8\u95dc\u8cc7\u8a0a\u3002<\/p>\n\n\n\n<div 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data-href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&amp;url=https%3A%2F%2Fwww.forbes.com%2Fadvisor%2Fauto-loans%2Fauto-loan-calculator%2F&amp;title=Car+Loan+Payment+Calculator\" class=\"article-social-sharing__link article-social-sharing__link--linkedin\"><\/span>\n<\/div> \n                                  \n                            <\/div>\n                            <div class=\"article-body wysiwyg-content inarticle-link-tracking fs-article fs-responsive-text current-article\">\n                                \n<div class=\"car-payment-lander\" style=\"display:none\">\n<section class=\"auto-loan-calculator\" id=\"carPaymentCalculator\">\n<div class=\"calculate-screen\">\n<div class=\"title-section\">\n<div class=\"title\" data-title=\"Auto Loan Calculator Lander\">Auto Loan Calculator <\/div>\n<div class=\"advisor-logo\"><a href=\"https:\/\/www.forbes.com\/advisor\/\" target=\"_blank\" rel=\"noopener noreferrer\"><svg viewBox=\"0 0 122 14\" fill=\"none\" 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9.38441 49.0033 9.76602C50.5889 10.3841 51.0135 10.755 51.0081 11.5182C51.0081 12.1632 50.6641 12.6362 50.0406 12.8565C49.8203 12.9372 49.2559 12.9372 48.9549 12.8565C48.1648 12.6469 47.5628 11.9643 47.0468 10.6959L46.9125 10.3734L46.7566 10.3788C46.6706 10.3841 46.5524 10.411 46.4986 10.4379L46.3911 10.4863L46.4019 11.0399C46.4072 11.3462 46.4234 11.9858 46.4341 12.4696L46.4556 13.3403L46.633 13.4155C46.9931 13.5714 48.0788 13.8079 48.756 13.8831C48.842 13.8939 49.3043 13.8939 49.788 13.8885C50.6265 13.8778 50.6856 13.8724 51.1102 13.7649C52.3572 13.437 53.1634 12.7437 53.5181 11.6902C53.6256 11.3677 53.6418 11.2656 53.6579 10.7872C53.6794 10.153 53.6203 9.81977 53.4106 9.40053Z\" fill=\"#181716\"><\/path><path d=\"M43.7782 4.17087C42.7301 3.64413 41.1069 3.68176 39.9191 4.26224C38.7957 4.81047 38.0218 5.72419 37.5918 7.01415C37.366 7.686 37.2962 8.22886 37.3177 9.09958C37.3338 9.64782 37.3553 9.93268 37.4144 10.1907C37.8551 12.1686 39.215 13.5123 41.1069 13.8563C41.5261 13.9316 42.4721 13.9316 42.8967 13.8617C43.4987 13.7542 44.1921 13.4908 44.6328 13.1898C45.1649 12.8297 45.7185 12.2869 45.7185 12.1149C45.7185 12.0127 45.5358 11.7762 45.4551 11.7762C45.4229 11.7762 45.2724 11.8515 45.1273 11.9482C44.6059 12.2869 44.1061 12.4266 43.4073 12.4266C42.4506 12.4266 41.8379 12.1847 41.2305 11.572C40.9618 11.2979 40.8489 11.1528 40.7092 10.8787C40.4028 10.282 40.2362 9.59944 40.2093 8.82547L40.1986 8.49223L43.0257 8.48148L45.8529 8.47073L45.8636 8.27724C45.869 8.16974 45.8583 7.89562 45.8314 7.6645C45.654 5.94456 44.9607 4.7621 43.7782 4.17087ZM40.9295 7.65375L40.2147 7.6645V7.50863C40.2147 7.42264 40.2416 7.19689 40.2684 7.00878C40.5049 5.47157 41.08 4.5471 41.8003 4.5471C42.4614 4.5471 42.8699 5.45545 42.9558 7.12165L42.9773 7.59463L42.3109 7.61613C41.9454 7.63226 41.3219 7.64838 40.9295 7.65375Z\" fill=\"#181716\"><\/path><path d=\"M33.5337 3.98809C33.308 3.93972 33.1037 3.93435 32.6684 3.9451C32.0073 3.96659 31.5558 4.06872 31.0613 4.29446C30.9001 4.36971 30.7549 4.43421 30.7442 4.43421C30.7334 4.43421 30.7334 3.43449 30.7496 2.21977C30.7657 0.499829 30.7603 -3.05176e-05 30.7227 -3.05176e-05C30.5991 -3.05176e-05 26.6969 0.741696 26.6539 0.773945C26.6217 0.800819 26.6109 0.881442 26.6163 1.00506C26.6271 1.22006 26.6056 1.20393 27.0785 1.31143C27.2237 1.34368 27.3903 1.40818 27.4494 1.45117C27.6107 1.56405 27.7396 1.81129 27.831 2.16065C27.9009 2.43477 27.9116 2.63364 27.9439 4.50945C27.9761 6.42289 27.9708 8.38471 27.917 11.9858L27.8955 13.48L28.175 13.5445C28.5781 13.6359 29.7391 13.8294 30.1153 13.867C30.6689 13.9262 31.9696 13.9154 32.3781 13.8563C34.1733 13.5875 35.5224 12.5448 36.1513 10.9539C36.3179 10.5293 36.4791 9.87891 36.5329 9.40055C36.5974 8.83619 36.5597 7.7021 36.463 7.24524C36.0921 5.49842 35.0064 4.29446 33.5337 3.98809ZM30.8087 13.0071C30.7603 12.8781 30.7012 8.40083 30.7227 6.61101L30.7388 5.21356L30.9914 5.13831C31.158 5.08993 31.3569 5.06306 31.588 5.06306C31.9105 5.06306 31.9535 5.07381 32.2276 5.20818C32.8834 5.53067 33.3348 6.34227 33.5445 7.56773C33.6197 8.01922 33.6305 9.2608 33.5606 9.80366C33.3886 11.1366 32.9532 12.217 32.3728 12.7383C32.1416 12.9479 31.9266 13.0554 31.6472 13.1092C31.4483 13.1468 31.3838 13.1468 31.0237 13.1199C30.8732 13.1092 30.8409 13.0931 30.8087 13.0071Z\" fill=\"#181716\"><\/path><\/svg><\/a><\/div>\n<\/div>\n<div class=\"calculator-section\">\n<div class=\"calculator-row-wrapper\">\n<div class=\"input-section\">\n<div class=\"input-label\">\u4fe1\u7528\u8a55\u5206 <\/div>\n<div class=\"input dropdown-wrapper\"><select class=\"calculator-input dropdown-input input-padding\" id=\"creditScore\"><option value=\"0\">Super prime (781 &#8211; 850)<\/option><option value=\"1\" selected=\"\">Prime (661 &#8211; 780)<\/option><option value=\"2\">Non-prime (601 &#8211; 660)<\/option><option value=\"3\">Sub-Prime (501 &#8211; 600)<\/option><option value=\"4\">Deep Sub-Prime (300 &#8211; 500)<\/option><\/select><p><\/p>\n<div class=\"dropdown-svg\"><svg width=\"12\" height=\"8\" viewBox=\"0 0 12 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M11.5776 0.764485C11.1554 0.342271 10.4708 0.342272 10.0486 0.764485L6.17103 4.64206L2.29346 0.764485C1.87124 0.342272 1.1867 0.342271 0.764485 0.764485C0.342272 1.1867 0.342272 1.87124 0.764486 2.29346L6.17103 7.7L11.5776 2.29346C11.9998 1.87124 11.9998 1.1867 11.5776 0.764485Z\" fill=\"#666666\"><\/path><\/svg><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"calculator-row-wrapper\">\n<div class=\"input-section\">\n<div class=\"input-label\">\u8eca\u8cb8\u91d1\u984d<\/div>\n<div class=\"input input-amount\"><input type=\"tel\" class=\"calculator-input\" pattern=\"^[\\d,]+$\" value=\"125,000\" id=\"loan_amount\"><\/div>\n<\/div>\n<\/div>\n<div class=\"calculator-row-wrapper\">\n<div class=\"input-section\">\n<div class=\"input-label\">\u8eca\u8cb8\u5229\u7387<\/div>\n<div class=\"input input-rate\"><input type=\"text\" class=\"calculator-input input-padding\" pattern=\"^[\\d,]+$\" value=\"4.96\" id=\"interest_rate\"><\/div>\n<\/div>\n<\/div>\n<div class=\"calculator-row-wrapper\">\n<div class=\"input-section\">\n<div class=\"input-label\">\u4ee5\u820a\u63db\u65b0\u50f9\u503c\/\u9996\u4ed8<\/div>\n<div class=\"input input-amount\"><input type=\"tel\" class=\"calculator-input\" value=\"5000\" id=\"down_payment\"><\/div>\n<\/div>\n<\/div>\n<div class=\"calculator-row-wrapper\">\n<div class=\"input-section\">\n<div class=\"input-label\">\u8eca\u8cb8\u671f\u9650<\/div>\n<div class=\"input loan__term\"><input type=\"tel\" class=\"calculator-input input-padding\" pattern=\"^[\\d,]+$\" value=\"12\" id=\"loan_term\"><p><\/p>\n<div class=\"separator\"><\/div>\n<div class=\"dd_wrapper\"><select class=\"calculator-input dropdown-input input-padding\" id=\"term_selector\"><option value=\"months\">\u6708<\/option><option value=\"year\">\u5e74<\/option><\/select><\/div>\n<div class=\"dropdown-svg\"><svg width=\"12\" height=\"8\" viewBox=\"0 0 12 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M11.5776 0.764485C11.1554 0.342271 10.4708 0.342272 10.0486 0.764485L6.17103 4.64206L2.29346 0.764485C1.87124 0.342272 1.1867 0.342271 0.764485 0.764485C0.342272 1.1867 0.342272 1.87124 0.764486 2.29346L6.17103 7.7L11.5776 2.29346C11.9998 1.87124 11.9998 1.1867 11.5776 0.764485Z\" fill=\"#666666\"><\/path><\/svg><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"error-wrapper\">\n<div class=\"error hide\"><\/div>\n<\/div>\n<\/div>\n<div class=\"calculator-button\"><button id=\"car-payment-button\"><svg width=\"16\" height=\"16\" class=\"reload-svg hide\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M15.6913 0.0379639C15.5046 -0.0386963 15.2893 0.0032959 15.1466 0.146606L13.3467 1.94666C11.8627 0.721313 9.95862 0 8 0C3.58862 0 0 3.58862 0 8C0 12.4114 3.58862 16 8 16C10.1354 16 12.144 15.1674 13.6553 13.6553C13.916 13.3947 13.916 12.9734 13.6553 12.7126C13.3947 12.452 12.9734 12.452 12.7126 12.7126C11.4534 13.9727 9.7793 14.6666 8 14.6666C4.32397 14.6666 1.33337 11.676 1.33337 8C1.33337 4.32397 4.32397 1.33337 8 1.33337C9.60669 1.33337 11.1666 1.91138 12.3993 2.89331L10.8134 4.47998C10.67 4.62329 10.6281 4.83801 10.7047 5.02466C10.782 5.2113 10.964 5.33337 11.1666 5.33337H15.5C15.776 5.33337 16 5.10938 16 4.83337V0.5C16 0.297363 15.8781 0.115356 15.6913 0.0379639Z\" fill=\"white\"><\/path><\/svg><span class=\"calculate-text\">\u8a08\u7b97<\/span><\/button><\/div>\n<\/div>\n<div class=\"shortresult__screen\">\n<div class=\"side-image\"><\/div>\n<\/div>\n<div id=\"side-result\" class=\"result-wrapper-auto\">\n<div class=\"result-wrapper-side\">\n<div class=\"monthly-payment\">\n<div class=\"result-text\">\u6bcf\u6708\u652f\u4ed8<\/div>\n<div class=\"result-amount\">$599.55<\/div>\n<\/div>\n<div class=\"total-interest\">\n<div class=\"result-text\">\u5229\u606f\u7e3d\u984d<\/div>\n<div class=\"result-amount\" style=\"font-size: 24px;\">$115,838.00<\/div>\n<\/div>\n<div class=\"border\"><\/div>\n<div class=\"total-amount\">\n<div class=\"result-text\">\u652f\u4ed8\u7e3d\u984d<\/div>\n<div class=\"result-amount\" style=\"font-size: 24px;\">$215,838.00<\/div>\n<\/div>\n<div class=\"toggle-Amortization\">\n<div id=\"toggle-amortization\" class=\"show-hide-amortization\"><span class=\"show-hide-text\"><span class=\"toggle-text\">\u986f\u793a <\/span>\u9084\u6b3e\u5716\u8868\u8207\u6642\u9593\u8868 <\/span><span class=\"up-down-chevron\"><svg width=\"12.34\" height=\"7.7\" viewBox=\"0 0 15 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M13.94 0.917382C13.4333 0.410726 12.6119 0.410726 12.1052 0.917382L7.45211 5.57047L2.79902 0.917382C2.29237 0.410725 1.47091 0.410726 0.964257 0.917382C0.457601 1.42404 0.457601 2.24549 0.964258 2.75215L7.45211 9.24L13.94 2.75215C14.4466 2.24549 14.4466 1.42404 13.94 0.917382Z\" fill=\"#395BB6\"><\/path><\/svg><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<div id=\"advancedResult\">\n<section class=\"result-screen\">\n<div class=\"recalculate-screen\">\n<div class=\"result-section\">\n<div class=\"monthly-payment-adv\">\n<div class=\"result-text\">\u6bcf\u6708\u652f\u4ed8<\/div>\n<div class=\"result-amount\">$599.55 <\/div>\n<!--<div class=\"bracket-text\">(Before taxes and fees)<\/div>-->\n<\/div>\n<div class=\"total-interest-adv\">\n<div class=\"result-text\">\u652f\u4ed8\u7684\u5229\u606f\u7e3d\u984d<\/div>\n<div class=\"result-amount\">$115,838.00 <\/div>\n<\/div>\n<div class=\"total-amount-adv\">\n<div class=\"result-text\">\u652f\u4ed8\u7e3d\u984d<\/div>\n<div class=\"result-amount\">$215,838.00 <\/div>\n<!--<div class=\"bracket-text\">(Over the loan term)<\/div>-->\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"amortization-box\" class=\"amortization-section slideToggle\">\n<div class=\"graph-section\">\n<div class=\"loan-breakdown\">\n<div class=\"title\">\u8cb8\u6b3e\u660e\u7d30<\/div>\n<div id=\"chart\"><\/div>\n<\/div>\n<div class=\"amortization-graph\">\n<div class=\"title\">\u5716\u8868<\/div>\n<div id=\"chart2\"><\/div>\n<\/div>\n<\/div>\n<div class=\"amortization-title\">\u8a08\u7b97\u7d50\u679c<\/div>\n<div class=\"amortization-wrapper\">\n<div class=\"annual-monthly-text\">\n<div id=\"annual\">\u5e74\u5ea6\u6642\u9593\u8868<\/div>\n<div id=\"monthly\">\u6bcf\u6708\u6642\u9593\u8868<\/div>\n<\/div>\n<div class=\"prev-next-container\">\n<div><button class=\"prev\"><svg width=\"10\" height=\"16\" viewBox=\"0 0 10 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0.888266 1.3017C0.393195 1.81274 0.393195 2.6245 0.888266 3.13554L5.57047 7.96878L0.888266 12.802C0.393195 13.3131 0.393195 14.1248 0.888266 14.6359C1.40607 15.1704 2.26346 15.1704 2.78126 14.6359L9.24 7.96878L2.78126 1.3017C2.26346 0.76719 1.40607 0.767191 0.888266 1.3017Z\" fill=\"#395BB6\"><\/path><\/svg>\u4e0a\u4e00\u500b <\/button><\/div>\n<div class=\"year\">\u7b2c1\u5e74<\/div>\n<div><button class=\"next\">\u4e0b\u4e00\u500b <svg width=\"10\" height=\"16\" viewBox=\"0 0 10 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0.888266 1.3017C0.393195 1.81274 0.393195 2.6245 0.888266 3.13554L5.57047 7.96878L0.888266 12.802C0.393195 13.3131 0.393195 14.1248 0.888266 14.6359C1.40607 15.1704 2.26346 15.1704 2.78126 14.6359L9.24 7.96878L2.78126 1.3017C2.26346 0.76719 1.40607 0.767191 0.888266 1.3017Z\" fill=\"#395BB6\"><\/path><\/svg><\/button><\/div>\n<\/div>\n<div id=\"amortization-table\">\n<div class=\"amortization-container\">\n<table id=\"amortization-table-data\"><\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n\n\n<!-- Table of Contents -->\n\n\n<!-- Listing Section -->\n                            <\/div>\n                            <div>\n                                   \n                            <\/div>\n                            <\/div>\n                              \n                            \n                        <\/div>\n\n\n                        <\/div>\n                    <\/div>\n                <\/div>\n<link rel=\"stylesheet\" id=\"car_payment_lander_style-css\" href=\"https:\/\/annion.kingbig.idv.tw\/tool-app\/assets\/carloan\/car-payment-lander.min.css\" type=\"text\/css\" media=\"all\">\n        \n<link rel=\"stylesheet\" id=\"base-styles-css\" href=\"https:\/\/annion.kingbig.idv.tw\/tool-app\/assets\/carloan\/base.css\" type=\"text\/css\" media=\"\">\n<link rel=\"stylesheet\" id=\"c3_style-css\" href=\"https:\/\/annion.kingbig.idv.tw\/tool-app\/assets\/carloan\/c3.min.css\" type=\"text\/css\" media=\"all\">\n\n\n<script type=\"text\/javascript\" src=\"https:\/\/annion.kingbig.idv.tw\/tool-app\/assets\/carloan\/d3-5.8.2.min.js\" id=\"d3_script-js\"><\/script>\n\n<script type=\"text\/javascript\" src=\"https:\/\/annion.kingbig.idv.tw\/tool-app\/assets\/carloan\/c3.min.js\" id=\"c3_script-js\"><\/script>\n<script type=\"text\/javascript\" src=\"https:\/\/annion.kingbig.idv.tw\/tool-app\/assets\/carloan\/car-payment-calculator.min.js\" id=\"car_payment_script-js\"><\/script>\n<script async src=\"https:\/\/annion.kingbig.idv.tw\/tool-app\/assets\/carloan\/4agt9b4g0g\"><\/script>\n\n\n\n<p>\u6c7d\u8eca\u8cb8\u6b3e\u662f\u4e00\u7a2e \u5206\u671f\u4ed8\u6b3e\u8cb8\u6b3e\uff0c\u5c07\u8cfc\u8cb7\u7684\u6c7d\u8eca\u5206\u6210\u6578\u5e74\u5167\u7684\u6bcf\u6708\u4ed8\u6b3e\uff0c\u9019\u53ef\u4ee5\u4f7f\u65b0\u8eca\u6216\u4e8c\u624b\u8eca\u66f4\u5be6\u60e0\u3002 \u6c7d\u8eca\u8cb8\u6b3e\u671f\u9650\u901a\u5e38\u70ba 36 \u81f3 96 \u500b\u6708\uff0c\u671f\u9650\u8d8a\u77ed\uff0c\u60a8\u652f\u4ed8\u7684\u5229\u606f\u5c31\u8d8a\u5c11\u3002<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>                            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